There is a range of credit cards which include different criteria to obtain as Barclaycard platinum, virgin and egg contains 0% interest rate within 3 months but after this period the interest rate will be considered by annual percentage rate rule and balance can be transferred under 14 months for platinum and egg but 15 months for virgin. 

For Nat west credit card the interest rate is 0% within 6 months and balance can be transferred within 13 months while MBNA plus Platinum card contains 0% interest rate until August 2008 and duration is until June 2009.

As the credit card gives the user convenient option to pay 24 hours a day wherever you are? 0% interest rate is available for a specific period of time but a user wants no interest rate as 0 credit cards interest which is under considered point.

Business credit cards are also available of various types like MBNA Business BMI, MBNA Business cashbook card and MBNA business cards. Their interest rate is 0% for 3 months and balance transfer is 12 months for MBNA Business BMI and MBNA business card while 9 months for MBNA business cashbook. And typical ARP is 17.9% for both MBNA business BMI and MBNA Business cash book card while 15.9% for MBNA business cards for the user.

So, these cards provide flexibility for the users for specific duration but neglecting payment within span of time may lead toward the troubles.