I was asked by my car insurance salesman if I had term life insurance and I had to tell him no. I did not want to get into this half hour discussion on how important it was so I just told him to shoot me some quotes and I would consider it.

He got the no medical exam life insurance quotes to me within about three days and I set them on the counter because I just knew that there was no way I would be able to afford it. I was having a hard time just paying all of my regular bills and could not work in another one right now.

My boss called me into his office about four days later to tell me that I was getting a promotion and a big raise, I had forgotten all about the term life insurance until I got home later that evening. I sat down at the table to go over the no medical exam life insurance quotes and was shocked at how reasonable the rates were for a person my age. I knew that with the raise, I would be able to afford to have life insurance. I called and set everything up the next day and have had coverage ever since.